How It Works
Supplemental Insurance, Simply Explained.
This is supplemental insurance — a separate policy designed to work alongside the medical coverage you already have, not replace it.
When a covered event occurs and a claim is approved, eligible benefits are paid directly to the policyholder rather than automatically to the hospital or doctor, subject to policy provisions. The policyholder decides how eligible cash benefits are used.
The Four Steps
Four Steps, Start to Finish.
- 1
Covered Event
A covered accident or illness occurs.
- 2
Claim Filed
A claim is submitted under the policy.
- 3
Benefits Paid
Eligible cash benefits are paid directly to the policyholder when the claim is approved, subject to policy terms.
- 4
You Decide
The policyholder decides how eligible cash benefits are used.
The Policyholder Decides
What Could the Cash Be Used For?
Eligible benefits are paid directly to the policyholder, who decides how they’re used. Some possibilities:
- Home expenses
- Groceries
- Transportation
- Savings
- Everyday bills
Explore Your Options.
See what may be available for you, your family, or your business — no obligation, no pressure.